“All of us are
responsible to provide for ourselves and our families in both temporal and
spiritual ways. To provide providently, we must practice the principles of
provident living: joyfully living within our means, being content with what we
have, avoiding excessive debt, and diligently saving and preparing for
rainy-day emergencies.”
Elder Robert D. Hales, “Becoming Provident Providers
Temporally and Spiritually,” Ensign, May 2008, 8.
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